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How Much Do You Need?

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Email Address

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By clicking “Continue”, I affirm that I have read, understand, and agree to the Disclaimer, Privacy Policy and Terms of Use, my click is my electronic signature, and I authorize you to share my information with lenders and other marketing partners that might use email marketing to contact me regarding my loan application and/or other special offers and I may unsubscribe at any time. I understand consent is not required to obtain a loan. I further understand that I have no obligation to accept a loan if I am connected with an available lender.

Your Name

Entering your full legal name may increase your chances of approval.

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Phone Number

Why do we require this? Some lenders will quickly confirm your request by phone.

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By clicking “Continue”, I affirm that I have read, understand, and agree to the Disclaimer, Privacy Policy and Terms of Use, my click is my electronic signature, and I authorize you to share my information with lenders and other marketing partners that might use SMS messaging, autodialers or prerecorded messages to call or text me on XXX-XXX-XXXX. I understand consent is not required to obtain a loan. I further understand that I have no obligation to accept a loan if I am connected with an available lender.

What is your street address?

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Time at Current Residence

Are You a Homeowner?

Do You Own a Car that is Fully Paid Off??

Are you currently in the military, or are you the spouse, child or dependent of someone in the military?

*Please Note: Most lenders will NOT approve a loan if you are active military.

What is Your Date of Birth?

We ask for your birthday so lenders can protect and verify your identity. You must be over 18 years of age.

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Driver's License/State ID #

Your driver's license number is used to verify your identity and prevent fraud.

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Income Type

*Please Note: Most Lenders will NOT approve you if benefits are your only source of income.
You must be currently employed to qualify for a loan through our lending network - Self employed and benefits may not be approved.

Monthly Income

Enter your total income before taxes and include all sources of income.

Employer Name/Income Source

We will not contact your employer. Please enter your main source of income. Social Security, Disability and Unemployment income OK.


Job Title

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Time Employed

Employer Phone

Improve your chances of approval with a valid work phone number. We will not contact your employer.

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How is your Paycheck Received?

*Please Note: You must be paid via electronic deposit in order to be approved for a loan.

How Often Are You Paid?

Next Paydate

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Deposit Details

This information is needed so a lender can direct deposit your loan when approved.

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Your data is secured using industry standard for the site information security. Your ABA/Routing number can be found on most bank statements as well as on the bottom of your checks.

*Please Note: :You must be paid via electronic deposit in order to be approved for a loan.
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Type of Bank Account

Please note a checking account is required for direct deposit

Time with Bank Account


Do you have $10,000 in debt

Do you currently have $10,000 or more in credit card and/or personal loan debt?

Social Security Number

Many lenders need your Social Security Number to approve your loan. This site is secured by Norton. An industry standard for site and information security.

By clicking “Request Funds Now!”, I affirm that I have read, understand, and agree to the Disclaimer, Privacy Policy and Terms of Use, my click is my electronic signature, and I authorize you to share my information with lenders and other marketing partners that might use SMS messaging, autodialers or prerecorded messages to call or text me on . I understand consent is not required to obtain a loan. I further understand that I have no obligation to accept a loan if I am connected with an available lender.
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We‘re Committed To Service, Speed & Security

Connect with a Helpful Lender

We commit to connecting you with an approved lender. We also made the process simple. No need to visit hundreds of websites and fill out numerous paperwork.

The Need for Speed

Our online service readily serves your need to connect with a lender. The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve. Once you submit your information, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day. Every inquiry received is handled with care and speed.

Your Loan, Your Business

We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc. Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help.

Important Disclosures. Please Read Carefully.

This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where ridgemountainloans.com does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.

This website is not an offer to lend. ridgemountainloans.com is not a lender and does not make loan or credit decisions. ridgemountainloans.com connects interested persons with a lender from its network of approved lenders. ridgemountainloans.com does not control and is not responsible for the actions or inactions of any lender, is not an agent, representative or broker of any lender, and does not endorse any lender. ridgemountainloans.com receives compensation from its lenders, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless, ridgemountainloans.com’s service is always free to you.

ridgemountainloans.com may look at your creditworthiness, but responsible lenders will. By submitting your information to ridgemountainloans.com, you are giving lenders in ridgemountainloans.com’s network permission to verify your social security number, driver license number or other identification, and to review your creditworthiness from major credit bureaus such as Experian, Equifax and Trans Union and from alternative credit bureaus such as Teletrack or DP Bureau.

Lender’s Disclosure of Terms.

The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lender’s internal policies, underwriting criteria and applicable law. ridgemountainloans.com has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

Late Payments Hurt Your Credit Score

Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.

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